Accounting & Finance
Xapo Bank
Xapo Bank is a fully licensed, crypto-friendly private bank headquartered in Gibraltar with a fully distributed team of over 160 people working remotely from more than 50 countries. This is a full-time, 100 percent remote position that can be done from anywhere in the world. The Payment Operations Lead owns the end-to-end execution of all payment-related activity at the bank, making sure payments are processed on time, accurately and completely, and in line with Xapo's payment execution and authorization policies. It is a key organizational role that calls for proactiveness, accountability, leadership and ownership: you will organize the payments team's workload, motivate and develop the payments analysts, understand Xapo's products and operational processes deeply, and lead cross-functional projects that improve how payments run. Xapo offers flexible paid time off, a yearly learning and development budget and the freedom to work from wherever you choose, provided you have a dedicated workspace and a reliable high-speed internet connection.
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Organize the payments team's daily workload and guarantee smooth payment execution that meets agreed SLAs. Supervise, coach and motivate a team of payments analysts. Manage relationships with external payment and correspondent banking partners. Represent the payments team in strategic and cross-functional meetings. Develop and continuously improve payment policies, procedures and controls, and identify opportunities to strengthen them. Monitor transactional metrics, handle inquiries and exceptions, and publish performance metrics for stakeholders. Liaise with internal and external audits and communicate clearly with stakeholders across the bank. Collaborate with product and engineering teams on technical issues affecting payment flows.
Consolidated operations experience gained at a bank, fintech or other financial institution, with direct exposure to payment processes. Bachelor's degree in Business Administration or a related field. Solid understanding of correspondent banking and of cross-border and local payment systems, plus knowledge of crypto payments. Proven ability to build and lead a team, strong work ethic and a systems-oriented, analytical approach to problem solving. Fluent written and spoken English. Advanced Excel and database skills, and a genuine interest in technology and cryptocurrency. Able to work with minimal supervision as a proactive self-starter. Nice to have: familiarity with Jira, Confluence, Miro, Trello, Finastra or other core banking platforms, G-Suite, Slack and Zoom. You must have a dedicated workspace and a reliable high-speed internet connection.
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